Transient spikes and PSU sizing
Averages are for bills. Spikes are for power supplies.
Two different questions
Electricity cost cares about average energy over hours. PSU sizing cares about peaks and continuous 12V capacity.
Using headroom
Estimate system watts, pick a margin (for example 20–30%), ensure PSU continuous rating clears that target. Treat vendor GPU min PSU as a floor, not a personality quiz.
General information, not personalized advice.