Idle vs load power: what matters
Two different duty cycles, two different bills.
A simple split
Example: 50W idle × 22h and 300W load × 2h. Idle energy can exceed load energy. Always-on render boxes are different from nightly gamers.
What to change first
If idle dominates, fix power management before buying a new PSU. If load dominates, look at power limits and undervolt savings sketches.
General information, not personalized advice.